Dog made of money
Copyright : Visions Of America LLC

One of the biggest problems I think we have in the UK (and maybe across the world) are the people who decide to become dog owners without actually understanding the commitment and costs involved. Owning a dog is a HUGE responsibility and should not be undertaken on a whim.

It doesn’t matter how much you want a dog, or how much love you have to give;  it always boils down to whether you can afford to care for a dog properly? That is not just this week, this month or this year. Dogs can live for 15 years or more! This is a long-term financial commitment, and not a small one at that.

I calculated what my two dogs cost me (approximately) on a monthly basis:

  • Food  £50.00
  • Insurance £40.00
  • Treats £15.00
  • Flea and worming treatment £25.00

That is a grand total £130.00 per month – £1560.00 per year!

You would have to add to that the cost of their annual vaccination – usually around £30.00. I paid for a ‘vaccinations for life’ scheme with my vet, where you make a one off payment of £99 and that’s your dog covered for life.

On top of that are the times that you have to pay your insurance excess when your dog needs treatment. Now you might be lucky and have a pretty healthy dog, or you might have a dog that is in and out of the vets like a yo yo. Or you might have a dog that needs professional grooming on a regular basis.

Plus there are the incidental costs like a new lead, or collar or new toys. I probably spend (which I failed to include in the above) £12 per month on tennis balls, for my ball obsessed springer spaniel. (We lose a lot!)

Dogs cost real money. Even before you get them you have to factor in the cost of micro chipping, neutering and buying bed/toys/bowl/brushes etc. I think all potential and prospective dog owners need to recognise that BEFORE they decide to get a dog.

P.S  I love the photo of the money dog – you can get it here.